Mortgage Protection Insurance
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Whatever stage you have reached in your life – whether you’re buying your own home, sharing your life with a partner or bringing up children – we’ve made it easy to provide for the future and protect the people closest to you.
Why consider mortgage protection?
The range of mortgage protection products available today are designed to make sure you can meet your mortgage commitment whatever happens.
You should consider mortgage protection products if:
you have a dependant partner
you have children who are dependant on you
you have any ageing relatives depending upon you for support
your pension or savings will not be enough to protect your dependants if you die
you are wanting to help safeguard your business / estate
How much cover do I need ?
The best way to decide how much cover you need is to look at what financial commitments your dependants would have to cope with - without your income.
This may not only be the monthly mortgage payment but also any other loans or debts, monthly bills, education fees and other expenses
Why consider mortgage related term assurance?
Term assurance is life cover for a fixed period of time and is the simplest, most popular and affordable way to protect your family. If you die during the term of the policy a cash lump sum will be paid to help repay your outstanding mortgage
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